Public Liability Insurance

We all have a legal duty to behave reasonably to others. If we injure someone or damage their property through negligence, we are legally obliged to pay compensation. Liability insurance is there to insure individuals and businesses against this risk.

Public Liability insurance is designed to protect the insured against negligence for accidental loss of or damage to third party property, bodily injury (including) death of or illness to members of the public in connection with the insured’s business.

What it covers?

If you mistakenly destroy someone else’s property especially by accident, or it causes some form of injury in their body, or their death, this insurance covers the cost as long as you are insured with us.

Who purchases this cover?

For Corporate and Individuals.

Speak to an AIICO Staff or Agent today. You may also reach us via our website; Contact us on

About Us

AIICO Insurance Plc., is the leading life insurer in Nigeria.

Founded in 1963, AIICO provides life and health insurance, general insurance, investment management and pension management services as a means to create and protect wealth for individuals, families and corporate customers.