Fire & Special Perils

We understand how you’ve put a lot of time, hard work and considerable money into building up your estate and business. We also understand your needs when misfortune strikes when you least expect it. Almost anything can happen at any time – a short circuit can reduce your assets to ashes, a burst pipe can flood your premises, a riot or act of terrorism can wipe away years of effort. To help you protect your business against such uncertainties, we take pride in providing you with our comprehensive protection backed by sound financial capability. This policy protects you from financial loss as a result of “named perils”. 

Standard perils covered are:

  • Fire
  • Lightning
  • Explosion
  • Storm, flood and landslides
  • Impact damage by vehicles / animals / aircraft
  • Riots and strikes
  • Bursting of pipes/water tanks, sprinkler leakage

Who purchases this cover?

Government, Corporate and every individuals with investments.

Speak to an AIICO Staff or Agent today. You may also reach us via our website; Contact us on

About Us

AIICO Insurance Plc., is the leading life insurer in Nigeria.

Founded in 1963, AIICO provides life and health insurance, general insurance, investment management and pension management services as a means to create and protect wealth for individuals, families and corporate customers.