Auto Insurance

AIICO Auto Insurance covers all types of automobiles for both private and commercial uses. Also covered are motorcycles and tricycles.

Auto insurance is one of the compulsory insurance classes and anyone using a motor vehicle on the public highway must have it.

Auto insurance which is the most common of all the known classes of insurance is designed to protect the insured for loss of or damage to his/her vehicle, damage to Third Party property including bodily injury and death to Third Party caused by an accident whilst using their vehicle.

Why do I need auto insurance?

  • It is compulsory; it is the Law! (Road Traffic Act,1950)
  • Provides replacement cost of damage or theft of your car
  • To provide financial support for you when you damage other people’s property 
  • Re-imbursement of litigation cost

Types Of Auto Insurance

Third Party Auto Insurance

This policy covers death, accidental bodily injury and damage to the property of a third party

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Comprehensive Auto Insurance

AIICO Insurance offers fully comprehensive, cost effective, motor vehicle insurance that cover all risks related to owning and driving a vehicle. Our motor policies are all customized and structured to suit your needs.

The Comprehensive Auto Insurance plan covers the loss or damage to insured vehicles as a result of fire, theft, vandalism, accidental damage or collision. Coverage also includes Legal Liability for death, bodily injury or damage to the property of 3rd parties arising out of the use of insured vehicles.

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Each of the above mentioned policies are applicable in the following categories:


  • Private Vehicle Owners
  • Multiple Family Owners
  • Taxi Owners
  • Bus Owners
  • Delivery vehicles
  • Commercial fleets
Speak to an AIICO Staff or Agent today. You may also reach us via our website; Contact us on

About Us

AIICO Insurance Plc., is the leading life insurer in Nigeria.

Founded in 1963, AIICO provides life and health insurance, general insurance, investment management and pension management services as a means to create and protect wealth for individuals, families and corporate customers.